Fila, Joanna, Elżbieta Grzegorczyk, and Marta Paduszyńska. Selected Sources of Financing for Micro, Small and Medium-Sized Enterprises in Poland. Finance. Poland: Lodz University Press, 2022. Accessed January 30, 2026. https://press.uni.lodz.pl/index.php/wul/catalog/book/33.